Information contained herein is for the convenience of our customers and prospective customers. The descriptions of insurance coverage are general in nature and are not a replacement for actual policy language. Insurance is not available in all states. Nothing herein should be construed as an offer to sell insurance in any state or jurisdiction where Minuteman Services, Inc., its subsidiaries or affiliated companies are not licensed by the appropriate regulatory body. Coverage may be considered bound only upon written confirmation by Minuteman Services, Inc., its subsidiary or affiliated companies.
Use of Material from this Site. The Web Site (including all its contents) is our property or that of our licensors and is protected by copyright, trademark, and other laws of the United States and other countries. We authorize you to browse through the Web Site and print and download copies of material on the Web Site for your personal, non-commercial use only, so long as you do not remove any copyright or other notices that appear on the material you print or download. You agree that you will not otherwise copy, display or transmit any material on the Web Site in any manner or medium. You also agree not to modify, sell, broadcast or distribute any material on the Web Site in any manner or medium, including by uploading the material or otherwise making the material available online.
Third-Party Links. Our Web Site may contain links to other Internet sites on the World Wide Web. We provide such links for your convenience only, and are not responsible for the content of any site linked to or from the Web Site. Links from the Web Site to any other site do not mean that we approve of, endorse or recommend that site. We disclaim all warranties, express or implied, as to the accuracy, legality, reliability or validity of any content on any other site including but not limited to the following:
Loan proposals are generated by “The Independent Advantage.”
“ModernLink” is operated by American Modern Insurance Group
“CSR24” is operated by ID Net.
What we Provide
THE MATERIALS IN OUR WEB SITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, NON-INGRINGEMENT, FREEDOM FROM COMPUTER VIRUS, AND WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. WE DO NOT REPRESENT OR WARRANT THAT THE FUNCTIONS CONTAINED IN THE WEB SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE WEB SITE OR THE SERVER THAT MAKES THE WEB SITE AVAILABE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT MAKE ANY WARRANTIES OR REPRESENTATIONS REGARDING THE USE OF THE MATERIALS IN THE WEB SITE IN TERMS OF THEIR COMPLETENESS, CORRECTNESS, ACCURACY, ADEQUACY, USEFULNESS, TIMELINESS, RELIABILITY OR OTHERWISE. YOU ARE RESPONSIBLE FOR THE ENTIRE COST OF ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA.
Indemnification. You agree to indemnify, defend and hold us and all of our affiliates, agents, directors, employees, information providers, licensors and licensees and officers (collectively, the “Indemnified Parties”) harmless from and against any and all liabilities and costs (including, without limitation, attorneys’ fees and costs) incurred by the Indemnified Parties in connection with any claim arising out of any breach by you of these Terms and Conditions or the representations, warranties and covenants contained herein. You will use your best efforts to cooperate with us in the defense of any claim. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you and you shall not in any event settle any matter without the written consent of us.
Limitation of Liability. YOUR USE OF THE WEB SITE IS AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED UNDER APPLIABLE LAW, YOU UNDERSTAND AND AGREE THAT NEITHER WE NOR ANY THIRD-PARTY CONTENT PROVIDERS SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, EXEMPLARY OR ANY OTHER DAMAGES RELATING TO OR RESULTING FROM YOUR USE OR INABILITY TO USE THE WEB SITE OR ANY OTHER SITE YOU ACCESS THROUGH A LINK FROM THE WEB SITE OR FROM ANY ACTIONS WE TAKE OR FAIL TO TAKE. THESE INCLUDE DAMAGES FOR ERRORS, OMISSIONS, INTERRUPTIONS, DEFECTS, DELAYS, COMPUTER VIRUSES, YOUR LOSS OF PROFITS, LOSS OF DATA, UNAUTHORIZED ACCESS TO AND ALTERATION OF YOUR TRANSMISSIONS AND DATA, AND OTHER TANGIBLE AND INTANGIBLE LOSSES. THIS LIMITATION APPLIES REGARDLESS WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, AS A RESULT OF NEGLIGENCE OR OTHERWISE, AND EVEN IF OUR REPRESENTATIVES OR WE HAVE BEEN NEGLIGENT OR HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION, WHETHER IN AN ACTION UNDER CONTRACT, TORT, OR ANY OTHER THEORY, EXCEED $100.00.
Your Liability. IF YOU CAUSE A TECHNICAL DISRUPTION OF THE WEB SITE OR THE SYSTEMS TRANSMITTING THE WEB SITE TO YOU OR OTHERS, YOU AGREE TO BE RESPONSIBLE FOR ANY AND ALL LIABILITIES, COSTS AND EXPENSES (INCLUDING ATTORNEY’S FEES) ARISING FROM THAT DISRUPTION.
Jurisdictional Provisions. These terms and conditions shall be governed by and construed in accordance with the laws of the State of New Hampshire, without giving effect to any principles of conflicts of law. You agree that any action at law or in equity arising out of or relating to these terms and conditions shall be filed only in the state courts located in Hillsborough County, New Hampshire or the federal court located in Hillsborough County, New Hampshire, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. We recognize that it is possible for you to obtain access to the Web Site from any jurisdiction in the world, but we have no practical ability to prevent such access. The Web Site has been designed to comply with the laws of New Hampshire and of the United States. If any material on the Web Site, or your use of the Web Site, is contrary to the laws of the place where you are when you access it, the Web Site is not intended for you, and we ask you not to use the Web Site. You are responsible for informing yourself of the laws of your jurisdiction and complying with them.
General Provisions. Our failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these terms and conditions. We may assign our rights and duties under this Agreement to any party at any time without notice to you. If any provision of these terms and conditions shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between us relating to the subject matter herein and shall not be modified except in writing, signed by both parties. Any cause of action or claim you may have with respect to our Web Site must be commenced within one (1) year after the claim or cause of action arises.
Termination. These terms and conditions are applicable to you upon your accessing the Web Site. These terms and conditions, or any of them, may be modified or terminated by us without notice at any time for any reason. The provisions relating to Copyright and Trademarks, Disclaimer, Limitation of Liability, Indemnification, Jurisdiction and General shall survive any termination.
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Years of Service