As a pet parent, you may already know how expensive a vet bill to save your beloved pet can be. Pet insurance can save you money on emergency visits, which can easily come to thousands of dollars, and cover regular visits and preventive health care to help avoid those middle of the night panics when your furred, scaled or feathered friend is sick.
You can buy pet insurance for puppies and dogs, kitties and cats, birds, and exotic pets—and if the special animal in your life has a medical crisis, you can focus on making the best decision for them instead of the price of vet care.
What are some Pet Insurance options?
Similar to other types of insurance plans, you have several things to think about:
How much do you want to pay for your premium?
Do you want a higher annual deductible to get a lower premium?
What kind of pet insurance do you want?
- Preventative care or wellness coverage
- Major medical for emergency care coverage
- Comprehensive or nearly everything-under-the-sun insurance
Pet wellness plans or preventive care
These types of plans can be great if you have a young pet and would like coverage to maintain your pet’s health through the years. Pet preventative care plans reduce the cost of regular visits to the veterinary. For example, if you have a cat or dog who needs:
- Dental cleanings
- Annual checkups
- Spay/neuter procedures
- Heartworm/Flea protection
Accident coverage for emergency care
Just like humans, animals can have accidents, get into fights, and sometimes eat the wrong thing. Accident coverage for your pet can help cover the cost of an expensive visit to the vet’s emergency room for unexpected events:
- Broken bones
- Bite injuries
- Swallowed objects
- Contact with toxins
A pet emergency care plan can reduce the cost of the visit including diagnostic tests, exam fees, and medications—so if your pet has an accident, you can focus on getting them the help you need and being there for them.
Full coverage pet insurance
Our best friends are susceptible to a number of conditions and diseases that cause pain and reduce their quality of life. Full coverage pet insurance is comprehensive to cover a number of unfortunate diagnosis such as hereditary diseases and chronic conditions. Although more expensive than other levels of pet insurance, with comprehensive pet insurance your pet is covered from nose to tail for minor things such as stomach upset to more serious conditions such as cancer.
Things to know about Pet Insurance
You have a number of options available to you in New Hampshire to help take care of your pet’s medical needs, which is why our agents take the time to find out what you and your pet’s requirements are—to help you compare pet insurance and find the best for you.
However, pet insurance does have some common guidelines:
- Pre-existing conditions are not covered
- Veterinary costs are reimbursed to you. Unlike people health insurance, you first pay the vet bill and then submit a claim—often electronically, so it’s fast!—and then you get reimbursed.
- You can go to your favorite licensed veterinarian and don’t have to worry about being out of network.
Why choose Minuteman for your pet’s insurance needs if you live in New Hampshire?
Our licensed agents help you sift through the choices by comparing insurance providers—so you get the best pet insurance for your furry—or feathered or scaled—friend.
Since Minuteman isn’t limited to one pet insurance provider, you have more options if you live in the Nashua, Manchester, Merrimack, Concord, and Southern New Hampshire area.
Find out for yourself why customers trust Minuteman for their pet insurance —talk a friendly agent today.
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